First City Bancorp Mortgage  
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First City Bancorp Mortgage

P: 408-280-1960
F: 408-280-1964
888-5-2-Apply

1190 South Bascom Ave. #211
San Jose Ca 95128

We know that each customer has specific needs, so here at 1st City Bancorp Mortgage INC., we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

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Interest Rates Request a Rate
Library Prequalification
ProgramRatePointsAPR
Conforming Programs
30 Year Fixed3.750%2.2504.006%
30 Year Fixed3.875%1.3754.059%
30 Year Fixed3.990%0.9294.137%
30 Year Fixed4.000%0.7504.132%
30 Year Fixed4.125%0.0004.195%
15 Year Fixed3.250%2.0173.686%
15 Year Fixed3.375%1.4213.724%
15 Year Fixed3.500%1.1023.804%
15 Year Fixed3.625%0.1253.786%
3/1 ARM2.875%1.3453.066%
3/1 ARM3.000%1.0533.163%
3/1 ARM3.125%0.7753.261%
3/1 ARM3.250%0.5053.360%
3/1 ARM3.375%0.2493.459%
5/1 ARM2.750%0.2503.585%
Jumbo Programs
7/1 ARM2.750%1.2505.345%
7/1 ARM2.875%0.7505.020%
7/1 ARM3.000%0.2504.657%
Government Programs
FHA 30 Year Fixed4.000%0.8674.109%
VA 30 Year Fixed4.000%0.8674.109%
Custom Programs
Custom 14.750%2.2505.230%
Custom 15.000%2.0005.120%
Custom 15.250%1.5005.389%
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